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SRJN & Associates

Independent Eyes for Consequential Decisions

Buying a company. Bringing in an investor. Lending against a promoter’s promises. Splitting a family business. These decisions share two traits: they are hard to reverse, and everyone at the table has an interest in how you see the numbers. What you need at that moment is someone with no stake in the outcome and the training to find what the spreadsheets are not saying.

That is the work of our consultancy practice. We bring audit-grade scepticism to commercial questions, and we put our conclusions in writing, in plain language, with the evidence attached.

Financial Due Diligence

Before you invest, acquire or lend, we examine the target the way its own auditor never will: quality and sustainability of earnings, working capital reality, undisclosed and contingent liabilities, related party dealings, tax exposures and compliance health. The report tells you what the business is genuinely worth, where the post-deal surprises are hiding and what protections belong in the agreement. We also run vendor due diligence for sellers who would rather find the problems before the buyer’s team does.

Profitability and Cost Studies

Margin analysis by product, customer and location; cost benchmarking; pricing reviews; and the patient detective work of finding where money leaks out of a business. Most clients recover our fee within months of acting on the findings.

Business Restructuring and Succession

Group simplification, entity conversions, holding structures and the delicate arithmetic of succession in family businesses. Tax efficiency and regulatory compliance considered together from the start, because a structure that saves tax but fails FEMA or company law has saved nothing.

Project Reports and Financial Modelling

Bankable project reports, CMA data and investor-grade financial models. Lenders and investors read hundreds of these; they can tell within five pages whether professionals built the numbers. Ours pass that test. (For end-to-end debt or equity raising and listing work, see our dedicated Fund Raising & IPO Listing Support page.)

Government and PSU Assignments

Our partners have audited government enterprises and banks, and the firm undertakes assignments for government bodies and public sector undertakings: audits, certifications, project reports and empanelment-based professional work, delivered with the documentation discipline that public-sector engagements require.

Frequently Asked Questions

An independent review costs a fraction of a wrong decision. Write to himmat@srjnindia.com.

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